We’re approaching that special time of year when we give more of our time, energy and resources to the people and causes that mean most to us. Some take time to spend with friends and family to celebrate the holidays in different ways. At our holiday staff party, we all donated gifts to a homeless shelter for youth in our neighborhood. Our in-country staff in Central America and Mexico take a much-deserved rest from their busy schedules traveling between their home, office and Agros communities, often being away from their family for a week at a time.
Those living in Agros villages celebrate in many different ways as well—and many give gifts to one another in response to the blessings they’ve received over the year. We’ve had many villagers take from the surpluses they have and offer it to even poorer, neighboring families.
Personally, I’m most impacted by the generosity of the Agros families not just during this holiday season, but throughout their daily lives, even as they are fighting their way out of the cycle of poverty one day at a time.
For example, this calendar year, a long-standing activity in Guatemala villages, Women’s Community Banking, received funding to expand to four additional countries. These lending groups are sustainable in the long-term and are designed to increase access to small loans in the community and neighboring areas.
Very few rural women have access to even the smallest loans from banks or MFIs due to their lack of collateral. Through Women’s Community Banking, however, women serve as collateral for each other—if one woman defaults on her loan, it’s up to the others to cover her payment. Each woman contributes to a joint savings account which is eventually grown to provide loans to individuals outside of the Community Bank. In this way, the Community Banks are gifts that keep giving—each woman’s financial success and responsibility makes a positive impact on her family and the entire region that the bank grows to serve.
Since January, women’s Community Banks increased from 23 banks of 400 women in Guatemala to 31 banks in Guatemala, Mexico, Nicaragua, Honduras and El Salvador, involving over 500 women. More than $135,000 has been distributed in loans in the last 12-month period.
Another example of gifts that keep giving are animal projects.
Animals represent a long-term investment for the rural family. 88% of Agros families own animals to sustain their livelihood. Animals provide food, income diversity and security and labor-saving work in the families’ fields. Many Agros communities receive rabbits, cows, sheep or goats, along with training in animal husbandry techniques with the expectation that the first offspring will be passed on to another neighboring family.
By passing on the blessing of animals, more families have been able to access this gift of health and economic security that animals provide.
There are so many ways that Agros’ work in Central America and Mexico multiplies and continues to give after a first initial investment. Beyond Women’s Community Banking and passing on the blessing of animals, the families we serve teach us what gift giving really looks like and how powerful it can be.
You, too, can give the gift that keeps giving! And with every dollar matched now through December 31st, your impact is doubled!
· Women’s Small Business Loan
· Women’s Economic Initiative Training
· Raise a Cow
· Flock of Chicks
· Give a Goat
· Tend an Animal Menagerie
Christina Cummings: Program Officer
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Picture this, a petite woman and her husband used to have to work on land they didn’t own to scrape enough money together to feed their growing children. Because of the low pay, both husband and wife had to work long hours with very little time to do much else. After finding Agros and their own land, she no longer has to work daily in the fields with her husband. She is trying her hand at other income generating projects. And because she can read and write she sets aside two hours every afternoon to tutor other adults. One of her students boasted to me that she can now read at a third grade level. This is amazing!
On another day in Brisas del Volcan, I was invited to a meeting of the leadership committee. During this meeting, the villagers met with two people interested in buying some of their plantain crop. The village leadership as a group entered into negations with these buyers with confidence. The villagers were eager to sell the literal fruits of their labor but made sure not be taken advantage of. The meeting ended with a fair offer being made to the villagers for a portion of their plantain harvest. The villagers learned a lot from this interaction and are embolden to continue their plantain project. Before working with Agros, an experience like this was barely dreamed of! Now, the best dreams of these families are coming true.
At the end of the week the village Community Bank Committee met. This is made up of 12 women who have each received a loan from Agros for an income-generating project. Some of the women chose small animal husbandry projects while others are trying their hand at baked goods. One thing is for certain, they are confident that their income generating projects will have long-term benefits and will meet their families’ needs.
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Today, Carlos has found a renewed confidence in himself and his ability to provide for his family. The family enjoys a home, latrine, potable water, farm animals and crops flush with coffee, bananas, beans and corn! Together, they also run a small grocery store—this provides more income and savings for the family, while also serving the needs of their community with basic items.


“My dream? To give my children the education I never had.” I’m sitting with Petronila, a sturdy woman with a tender but determined posture in the Agros community “Trapichitos” in the highlands of Quiché, Guatemala. As she tells me about her life before Agros, the war and suffering in her country, she recalls how hard life was. “We suffered. There were no houses. No land to work or produce.” In addition to the physical suffering, being an indigenous woman kept her from learning to how to read or write, resulting in years of shameful discrimination — a legacy that she is now committed to preventing in the lives of her four young daughters.
Around the side of Petronila’s home is a raised compost bin where hundreds of little worms break down organic matter, like kitchen scraps and yard waste, into rich compost that she can apply to her crops. “My motivation for all of my projects is my children. I don’t want them to have to suffer like my husband Cristobal and I did. Every project we do is so they can continue going to school.“ She proudly opens the lid of her bin and shows us the rich, dark compost that symbolizes life for her entire family. Compost that not only nourishes her crops, but her family’s needs for nutritious food, bountiful crops that provide income, and a full education for their children.
Petronila isn’t the only one who values education. Petronila, who has participated in the women’s Agros Community Bank for the last eight years to support her projects in chickens, textiles, vegetables and coffee, has instilled enterprising spirits and a vision for the future in each of her young daughters as well. When I ask one of the girls her name, she takes my notebook to not only tell me her name, but show me how to write it. “J-A-C-I-N-T-A,” she spells deliberately and proudly. Petronila is gleaming. I ask each child what they would like to be when they grow up. “A nurse!” Jacinta quickly responds. “I want to cure all the sick people in my community.“ It’s obvious that this little girl not only has a vision, but a strong purpose at a young age.
Benjamin is the first man in three generations of his family to own land thanks to the support of Agros International. He and his wife Catarina have lived in Cajixay for all their lives, (except for a brief time during Guatemala’s civil war when they were forced from their village). Even though Benjamin was the third generation to live in Cajixay, his family did not own its own land. As a boy, Benjamin would join his father at the large coastal farms working as a wage laborer.
To help earn extra income, Catarina has involved herself in a weaving project with Agros where she is learning to improve the cost efficiency of her already excellent weaving skills.
“We are so grateful for our American brothers who have helped to make the work of Agros possible and who visit Cajixay. With all of the support and love we have received, we are able to move forward.“
“Agros began to work with Cajixay in 2002, and I have seen many changes since then, both in the lives of my family and in the whole community. My family has its own house for the first time!”
Paola is studying social work, and her dream is to continue helping the people in her community and in all of Guatemala. “I love my work!” she says.
For most of his life Mario rented land to grow corn and beans to feed his family. Making less than three dollars a day, he struggled to provide for all their needs. “I was constantly in debt at the local market, so any money I made during the week was already spent.” Whenever his family ran out of food, Mario would go into the mountains in search of bananas or roots to eat. “We had to make sacrifices because we didn’t have any money.”
In the 1800’s a K’iche Mayan man left his home in Quetzaltenango in search of a new life. Don Pablo Itzep Utuy settled in the beautiful region of Ixil, Guatemala in a little village then called Asich. There the mist clings to the green hills and the soil is rich for planting. Ten families were living in the village at the time and they welcomed him into their community.
Andrés is an indigenous Tsotsil from Bochil, a municipality of Los Altos in Chiapas, Mexico, and when he moved to the Agros community ‘Espinal Buenavista’ he dedicated himself to working the land and using micro loans (enterprise loans) offered by Agros to raise livestock, particularly pigs.
Andrés concludes, “Our community is now open to building relationships with people outside of Espinal Buenavista – this is new for us. We are united, and everyone participates and enjoys coming together for meetings. In this way, we are organized and the families are truly happy… we are content.”
After the well was finished, we began building our homes. Although a difficult endeavor, it was an extraordinary experience, and we continued persevering, motivated by the hope of finally having a beautiful and decent home!
My name is José Ãngel and Modesta is my wife. We have four children and we have a great vision for the future of our community.”
The readiness of the group was felt throughout the room. Anticipation and hope mixed with desperation from previous dead-end after dead-end. The number of women, children and men that traveled to meet together at the end of a hard workday… the posture of each perched forward on the hardwood benches their own hands had constructed… the questions speaking to their hunger for change and fear of yet another false hope… it all spoke loudly of not only their history of marginalization and poverty, but also their desire for dignity and hope.
Despite the struggle, these families have not given up. As part of a network of over 50 neighboring communities, they are united in their vision for a better future and are meeting together regularly to organize their search for land and opportunity.
“Every sacrifice has its rewards…” says Felipe as he tells the story of how he came to realize the dream of owning a home for his family and improving their lives.
Three guitars and one bass, all of them crafted by Viviano, come alive in the hands of their skilled players. Setting up the beat, “The Hurricanes” begin the show.
Recently, an Agros “Journey With a Village” team from University Presbyterian Church (UPC) in Seattle visited the community to share, support, and work alongside the families in the village.
Veronica is a 27-year-old indigenous woman from Nuevo San Miguel, Mexico. She is the mother of 5 children and the wife of Juan. Veronica has been working with Agros since the very beginning of 2004, and her family has received several enterprise loans from Agros to fund different initiatives such as a small weaving business and an irrigation system. Juan and Veronica also received a loan from Agros to start a nixtamal mill to make tortillas, which allows Juan to be closer to his family.
Veronica’s fellow workers describe her as a quiet and analytic woman who is eager and able to share her knowledge with everyone. For them, Veronica is an example of empowerment and participation.



Through productive initiatives that will allow villagers to generate more income, Agros El Salvador is working hard to empower collaborative work in the communities. In the village of El Milagro, 8 farmers decided to engage in a collective effort to cultivate 4,000 golden pineapple plants. This enterprise involves the equal distribution of tasks, responsibilities, expenses, and profits, as well as the technical training gained through the planting of new crops in the area. The members of this project feel that they can achieve greater possibilities of success in the growth and commercialization of crops if they work together.
Don Balbino lives in the community of La Esperanza and serves as the coordinator of the community producers. Through the years in this position, he has gained the respect and validation as a community leader not only in La Esperanza, but also in the neighboring community of San Diego.
The family of José Ãngel Villalobos, 44, and his wife Modesta Magdalena Chávez Chávez, 44, is an exemplary case of overcoming the grips of poverty. This young and entrepreneurial couple, including their four hard-working sons, has earned the trust and admiration of many through their creative solutions, service towards those less fortunate and commitment to repaying their land loans.
“My name is Serbando. I was born in a village called Jua, near Chajul. My dad had land there where he cultivated coffee and sugar cane. My brothers and I worked alongside him in the fields. Things were pretty good, until the war came in 1982. Then we had to abandon everything and run for our lives. We escaped with only the clothes on our backs, leaving behind our house, dishes, tools, clothes, and our animals. The coffee was ripe for harvest, but we had to leave it all.
Then one day I overheard someone saying that Agros was looking for people to integrate into a village. I wanted to be a part of that, so I went to the office to find out how I could become involved. In the year 2000, we officially began La Esperanza, and the new community members elected me president. Building La Esperanza was a slow process, but today it is a beautiful place. My family now has our own home, which I am constantly expanding on and improving. During the building process, Agros recognized my masonry skills and asked me to help teach others in the village how to properly build their homes. Later my work with Agros expanded into other building projects throughout the Ixil. Then in January 2007, Agros hired me as a fulltime employee. I am now a promoter for basic infrastructure and I am working on the creation of a large development center for Agros.
“My name is Catarina. I was born in San Juan Cotzal during the 1940’s, but I grew up in Santa Avelina. As a little girl, I only went to school for two years. When I knew the alphabet and could write my name, my mother told me that I could not study anymore. It was time for me to work. All of my life I have felt sad that my mother didn’t give me the opportunity to continue my studies. I have felt like this is a disadvantage in my life; that maybe I do not know very much or that I am not as smart as others because I only went to school for two years.When I was ten years old my parents sent me to work on the coffee plantation with my father and three brothers. Life on the coffee plantation was very hard. The only good thing about it is that I learned to speak some Spanish. When people were speaking in Spanish, I would pay close attention and listen to what they were saying. That is how I taught myself to speak the language. But I suffered a lot living and working on the coffee plantation. I thought I found an escape from that life when I met Nicolás. He was eighteen at the time, and I was only fourteen, but we got married. Maybe I suffered even more as his wife. We were only married two years and then I left him. He drank all of the time and he beat me. So I took our baby girl, Griselda, and went back to live with my parents.








